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Federal Funding Fallout for Nurses

The Nursing Profession has been removed from the list of professional degree programs under a new law created by the Department of Education under the Trump Administration. This action will limit the amount of federal student loans available to graduate students in nursing programs and potentially lead to fewer Nurses with advanced degrees.
The Department of Education has changed how nursing degrees are classified for federal loans. Learn how this affects graduate nursing students and programs


Federal Funding Fallout for Nurses

What the Loss of “Professional Degree” Status Means

for Graduate Nursing Students



The U.S. Department of Education (ED) has reclassified Nursing outside of the definition of the “professional degree” loan category, and graduate-level nursing programs no longer fall under this category.

 

You may be asking, "What is a professional degree?”

There is a formal, legal classification by the federal government >>> a “professional degree” is described as one that “signifies both completion of the academic requirements for beginning practice in a given profession and a level of professional skill beyond that normally required for a bachelor’s degree.”

 

In our world, that is you and me, the meaning a degreed education, a specialty (Nursing), accountability (to yourself and the profession), and often with licensure or certification.

 

Who does this affect?

In summary > all of us.

Specifically,

🎓 a nurse pursuing an advanced degree, may or will, face a federal borrowing cap of $20,500 per year

🎓 and an aggregate (lifetime) limit of $100,000

💲Previously, the Nursing professional tier had an annual limit of $50,000 and an aggregate limit of $200,000.

 

Concerning >> Nursing student loans

… is that “no Nurses”, no not one Nurse, is represented on the Department of Education Reimagining and Improving Student Education Committee (RISE) – the entity responsible for recommending the changes to the Presidential Administration.

 

 

 What This Means for the Future of the Nursing Workforce:

1) This is more than a technicality --- the downstream effects are serious, especially for students and ultimately, everyone that will need healthcare now or in the future.

2) At a time when health care in our country faces a historic nursing shortage and rising demands, limiting nurses' access to funding for graduate education threatens the very foundation of patient care,



The Department of Education has changed how nursing degrees are classified for federal loans. The change will impact hundreds of thousands of students. The number of individuals with the opportunity to pay for advanced education will decrease – fewer people in the work force with advanced knowledge.

 


Federal Funding Fallout? Nurses did not stand silent:

👩‍⚕️ More than 230,000 nurses and patients signed the ANA’s, American Nurses Association, petition urging the Dept of Ed to reconsider their decision.

👩‍⚕️ More than 1,000 Nurses participated in “Nurse Day of Action”, November 12, 2025 contacting lawmakers and communicating to the public on social media the seriousness of this decision.

👩‍⚕️ The engagement continues.

 

What can you do?

⚙️ Engage with professional organizations

⚙️ Communicate with our legislature representatives

⚙️ Remain diligent

 

 

Data and quotes are from the American Nurse Journal, January 2026. Volume 21, number 1.


RN☤🎓 🎩 🍽️ 🧑‍⚕️💗🌍 🎓 🎩 RN☤ 🍽️ 💗🌍 🎓 🎩 🧑‍⚕️🍽️ 💗🌍RN☤



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